In such cases, she was recommended to select SWP (Systematic Withdrawal Plan). Below, she will invest the corpus as being a lump sum and start an SWP as per her preference of sum and receipt day. She invests in SWP, that's supplying her the estimated annual return of 10%. https://youtube.com/shorts/iGmarCJI6eY?si=2UgtUJ3oCh5fK93o